What to understand before buying Bitcoin
Price changes, payment delays, wallet mistakes and scams can all affect a purchase. Read these risks before committing money.
You can lose the money you put in
Bitcoin’s price can fall sharply, including after you pay and before you sell. A payment method, provider approval or completed purchase offers no protection against that loss. Consider your budget and obligations before buying. Borrowing adds repayment costs even if Bitcoin loses value.
Payment and delivery are separate stages
A card authorization can reserve funds before a charge settles. ACH and wires can be delayed, reviewed or returned. Verification checks, provider outages and Bitcoin network congestion can delay delivery. Returning to Fiat2Bitcoin after checkout does not prove the purchase is complete.
Quotes expire and prices can change. Provider, bank, issuer and network charges may apply. Cancellation and refund rights depend on the provider’s terms, the order stage and applicable law. Ask the provider about an unresolved order before paying again.
An address mistake can cause permanent loss
Check the complete receiving address, asset and network. Use the address from the wallet you intend to receive into. A wrong address, unsupported network or loss of wallet access can make Bitcoin unrecoverable. Fiat2Bitcoin cannot reverse a completed blockchain transfer.
For the Changelly route, you enter the public receiving address on Fiat2Bitcoin before provider checkout. Direct provider routes, once available, collect it in their checkout. Keep private keys and recovery phrases secret. A support agent never needs them to investigate delivery.
Scammers copy familiar names and checkout pages
Open checkout from your account and help from official websites. Stop if someone promises guaranteed returns, changes payment instructions unexpectedly or asks you to pay to release funds. Report an unauthorized debit to your bank and purchase provider promptly. See Buying safely.
The provider’s terms matter
The company named in checkout decides eligibility, verification, purchase acceptance, delivery and refunds. Read its regional terms and the quote before paying. Availability varies by location and by which Fiat2Bitcoin integrations are enabled.
Read Terms, Privacy and Payment providers for our role and each connection. Nothing in this disclosure removes rights or remedies that cannot lawfully be excluded.