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Payments & fees

What should I know about ACH?

ACH offers depend on US eligibility and the provider’s checkout; bank processing can take time.

Updated November 13, 2026 · Fiat2Bitcoin help

Review the provider’s terms

For eligible US purchases, the current Changelly connection can return ACH offers. Review the provider’s bank-linking process, limits, costs and delivery estimate before you authorize payment. Use an account and payment method you are authorized to use.

If the payment is still processing

Check the provider’s order page for any action required and its stated timeline. A bank debit and Bitcoin delivery are separate events. Contact the provider about purchase processing and your bank about a debit or return; keep both references.

Where to go next

See ACH buying guide and Tracking a purchase.

Need help with your situation?

Find the right contact for your account or provider order.

See contact options
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